CERMi Seminar 1 September 2022 CERMi is pleased to invite you to the seminar “Exploring linkages between formal, psychological and active ownership: The case of financial cooperatives“ that Patrick Murhula Cubaka (Catholic University of Bukavu, DRC) will be presenting on Monday, September 5th, 2022 at 2.30 pm at the Seminar Room 222 at Mons University (UMONS).