<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="https://www.cermi.eu/wp-sitemap.xsl" ?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"><url><loc>https://www.cermi.eu/2022/01/21/news-archive/</loc><lastmod>2022-11-21T14:30:56+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/02/07/discover-our-17th-cermi-newsletter/</loc><lastmod>2022-11-21T14:31:23+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/03/07/wp-cebrig-22-001/</loc><lastmod>2022-11-21T14:33:14+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/03/11/wp-cebrig-22-002/</loc><lastmod>2022-11-21T14:36:24+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/05/12/small-business-economics/</loc><lastmod>2022-11-21T14:37:28+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/06/09/american-economic-association/</loc><lastmod>2022-11-21T14:49:49+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/09/01/cermi-seminar/</loc><lastmod>2022-11-21T14:51:01+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/09/20/activity-report/</loc><lastmod>2022-11-21T14:52:19+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/10/21/journal-of-institutional-and-theoretical-economics-jite/</loc><lastmod>2022-11-21T14:53:23+01:00</lastmod></url><url><loc>https://www.cermi.eu/2022/11/03/the-informal-sector-and-the-environment/</loc><lastmod>2022-11-21T14:54:08+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/01/19/handbook-of-microfinance-financial-inclusion-and-development/</loc><lastmod>2025-11-28T13:19:34+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/02/02/the-european-microfinance-network-emn-has-launched-the-call-for-papers-for-the-european-microfinance-research-award-2023/</loc><lastmod>2025-11-28T13:33:11+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/02/06/influence-of-international-ownership-on-the-performance-of-local-social-enterprises-evidence-from-the-global-microfinance-industry/</loc><lastmod>2025-11-28T13:34:39+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/02/28/a-dialogue-on-the-future-of-microfinance-and-international-development-an-interview-of-jonathan-morduch-conducted-by-marc-labie/</loc><lastmod>2025-11-28T14:35:05+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/03/23/toward-a-theory-of-fair-interest-rates-on-microcredit-balancing-the-needs-of-clients-and-institutions/</loc><lastmod>2025-11-28T14:37:04+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/04/01/the-process-of-organizational-identification-in-social-enterprises-the-role-of-coalitions/</loc><lastmod>2025-11-28T14:37:52+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/05/01/15-financial-inclusion-in-high-income-countries-gender-gap-or-poverty-trap/</loc><lastmod>2025-11-28T14:38:44+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/06/01/the-changing-role-of-banks-in-the-financial-system-social-versus-conventional-banks/</loc><lastmod>2025-11-28T14:39:31+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/07/01/frontline-employees-job-satisfaction-in-microfinance-institutions-scale-development-and-validation/</loc><lastmod>2025-11-28T14:40:10+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/08/01/publications-by-different-authors/</loc><lastmod>2025-11-28T14:41:19+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/10/01/special-issue-on-social-sustainable-and-innovative-financial-services/</loc><lastmod>2025-11-28T14:42:29+01:00</lastmod></url><url><loc>https://www.cermi.eu/2023/11/01/discover-our-2022-activity-report/</loc><lastmod>2025-11-28T14:45:16+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/01/01/final-reminder-1-month-to-submission-deadline-05-02-2024/</loc><lastmod>2025-11-28T14:46:50+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/02/01/8th-european-research-conference-on-microfinance/</loc><lastmod>2025-11-28T14:47:26+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/03/01/cermi-research-day/</loc><lastmod>2025-11-28T14:48:23+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/04/01/cermi-seminar-2/</loc><lastmod>2025-11-28T14:50:14+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/05/01/elgar-cases-in-entrepreneurship-seriescases-on-emerging-market-call-for-papers/</loc><lastmod>2025-11-28T14:50:53+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/06/01/public-defense/</loc><lastmod>2025-11-28T14:52:22+01:00</lastmod></url><url><loc>https://www.cermi.eu/2024/06/02/european-research-conference-on-microfinance/</loc><lastmod>2025-11-28T14:53:25+01:00</lastmod></url><url><loc>https://www.cermi.eu/2025/11/28/discover-our-18th-cermi-newsletter/</loc><lastmod>2025-11-28T14:55:57+01:00</lastmod></url><url><loc>https://www.cermi.eu/2025/11/28/our-2023-activity-report-is-out/</loc><lastmod>2025-11-28T14:57:40+01:00</lastmod></url><url><loc>https://www.cermi.eu/2025/11/28/exciting-announcement/</loc><lastmod>2025-11-28T14:58:21+01:00</lastmod></url><url><loc>https://www.cermi.eu/2025/11/28/our-2024-activity-report-is-out/</loc><lastmod>2025-11-28T14:59:13+01:00</lastmod></url><url><loc>https://www.cermi.eu/2025/11/28/bias-in-mission-driven-finance-discrimination-or-mission-drift/</loc><lastmod>2025-11-28T15:00:05+01:00</lastmod></url></urlset>
