Katarzyna Cieślik is currently undertaking a PhD in Management at CERMI under the joint supervision of professors Marek Hudon and Philip Verwimp. Her project focuses on issues pertaining to "social entrepreneurship and microfinance". She benefits from a fellowship from the Marie & Alain Philippson Foundation.
Her previous career has focused on translating academic research into policy-making in Latin America and the Middle East. Based on five months of fieldwork in Barranquilla, Colombia, her MSc in International Development (Unviersity of Amsterdam) investigated the inner congruity patterns of the employees and clients of a local MFI.
Katarzyna also holds a Masters Degree in Psychology from the University of Warsaw. Her dissertation was based on an experimental research on gender differences in the context of educational institutions. Following this line of research, she completed an internship at ATGENDER, a European Association for Gender Research, Education and Documention where she focused on promoting contact between academic research on gender and NGOs working in this area in the Netherlands and in Hungary.
Jesse d’Anjou currently holds a PhD position at Solvay Brussels School of Economics and Management, jointly supervised by Prof. Philip Verwimp (ECARES) and Prof. Arian Szafarz (CERMi), benefiting as a Marie Curie fellow in the European Commission 7th framework from the TAMNEAC training and mobility network.
As an empirical development economist, Jesse d’Anjou focuses his research on the economic analysis of risk, and formal and informal risk coping/sharing mechanisms used by low income individuals to cope with these shocks (e.g. microinsurance). Furthermore, he specializes in the collective framework through which intrahousehold behavior is modeled. These theoretical frameworks are then utilized to quantitatively analyze micro-level data on the behavior of individuals in households around the topics of shocks, risk-sharing mechanisms, as well as others.
Before joining the ULB, CERMi and TAMNEAC, Jesse graduated from a MA in International Political Economy at the University of Groningen, and a MSc in Development Studies at the Wageningen University, while also undertaking a MSc in Health Economics, Policy, and Law at the Erasmus University. His combination-thesis explored the reinsurance possibilities of micro insurance (mainly health insurance), which was strengthened by internships at Dutch insurer Eureko Achmea, and the Micro Insurance Academy in Delhi, India.
Together with fellow CERMi PhD student Rama Lionel Ngenzebuke, Jesse is also active within the framework of the FNRS/FRFC research project “Microfinance services, intra-household behavior and welfare in developing countries: a longitudinal and experimental approach”, supervised by Prof. B. de Rock (ECARES), Prof. P. Verwimp (ECARES), Prof. A. Szafarz (CERMi), and Prof. M. Hudon (CERMi).
Jesse’s research interests include the economic analysis of risk, risk coping mechanisms, microinsurance, impact analysis, the collective approach, household behavior, behavioral and experimental economics, household surveys, development economics.
Jonas Alexander Gödicke is currently undertaking a PhD in "Management and Applied Economics" at the Solvay Brussels School of Economics and Management as well as in "International Management" at the University of Agder.
The "co-tutelle" takes place under the joint supervision of Professor Ariane Szafarz (Université Libre de Bruxelles) and Professor Roy Mersland (University of Agder). He benefits from a fellowship provided by the Marie-Christine Adam Fund (ULB) and the Norwegian Centre for Microfinance Research.
He holds a Diploma degree in "Economics and International Management" from the University of Hannover and graduated from the "Advanced Studies Program in International Economic Policy Research" at the Kiel Institute for the World Economy (IfW).
Before turning to academia, he gathered experiences in financial markets working for the Deutsche Boerse AG and Eurex AG as well as ProCredit Holding AG.
His research focuses on competition, commercialization and governance of microfinance institutions.
Carolina Laureti is currently undertaking a PhD within the framework of ARC research fellowship "Microfinance: Governance and Social Responsibility", at the Warocqué School of Business and Economics (University of Mons - UMONS).
She holds a Master in Economics (University of Rome La Sapienza, 2001) and a Complementary Master in Microfinance (Université Libre de Bruxelles - ULB, 2009).
She has various working experiences in the field of economics and finance. She worked in Rome for the Minstry of Economics and Finance; in Milan, for a business consultancy company; in Afghanistan, Pakistan, Angola and Iraq, for a Humanitarian Organization. Since 2008, she is mainly involved in microfinance, mixing academic research (a PhD at University of Mons, Belgium) with working experiences (RFA in Brussels, Microsave in India, IFAD in Rome).
Tel.: +32 (0)18.104.22.168
Rama Lionel Ngenzebuke is currently undertaking a PhD program in Economics under joint supervision of Prof. Philip Verwimp and Prof. Bram de Rock at Solvay Brussels School of Economics and Management within the framework of the FNRS/FRFC research project “Microfinance services, intra-household behavior and welfare in developing countries: a longitudinal and experimental approach”; a project coordinated by Prof. Ariane Szafarz (CERMI), Prof. Marek Hudon (CERMI), Prof. Philp Verwimp (ECARES) and Prof. Bram de Rock (ECARES).
He holds a Master’s degree in Economics (specialization: Economic Analysis) from ULB (2011) and a “Licence” degree (4 years) in Economics (specialization: Money, Banking and Finance) from University of Bejaia, Algérie (2007).
Prior to undertaking his master studies at ULB, he worked in Burundi at an insurance company as junior economist and at University of Burundi as a teacher and research assistant.
Luminita Postelnicu is currently undertaking a PhD at Solvay Brussels School of Economics and Management, under the joint supervision of Professor Ariane Szafarz (Université Libre de Bruxelles) and Professor Niels Hermes (University of Groningen).
She holds a Master Degree in Economics from The Academy of Economic Studies, Bucharest (2009), and a Complementary Master Degree in Microfinance from the European Microfinance Programme, Brussels (2011).
Her PhD research, carried out in the field of microfinance, focuses on investigating the impact of social capital on the repayment performance of group lending with joint liability.
Ludovic Urgeghe is currently undertaking a PhD at the Warocqué School of Business and Economics (University of Mons - UMONS) where he is also a research and teaching assistant.
He holds a Master Degree in Business Management and also graduated from the European Microfinance Programme (EMP).
His PhD research, situated in the context of microfinance commercialization, aims at exploring the influence of emerging specialized investment vehicles on the microfinance sector, and especially on the governance of microfinance institutions.
Javier Sierra Pierna is currently enrolled in a PhD in Economics at the University of Salamanca (Spain) under the joint supervision of Prof. Fernando Rodríguez and Prof. Victoria Muriel. He is a visiting researcher at CERMi in Mons from February to April 2013. His research is focused on "Social and Financial Performance in Microfinance".
He holds a Master in Economic Analysis of Law and Public Policies (University of Salamanca). His dissertation was based on a quantitative analysis of the effects of the new regulation in the building sector in Spain in the context of the economic crisis. He holds a Graduate in Law and a Bachelor in Business Studies (University of Lleida). He has also studied at the London School of Economics and at the Università Roma II "Tor Vergata".
Anastasia Cozarenco is currently undertaking her PhD in Economics at Aix Marseille School of Economics (France). Her interests are mainly related to microfinance in the developed countries. Her current research topics are microfinance subsidization, training programs for micro-borrowers under reversed asymmetric information, reciprocity on the credit market, gender issues and the motivations of the micro-entrepreneurs.
From the empirical perspective, she is interested in scoring models with selection bias and survival time. She holds a Master in Financial and Economical Engineering (Aix Marseille University and Magistère Ingénieur Economiste, 2010). She has two years work experience for a French Microfinance Institution, CREASOL where she contributed to the set up of JASMINE project with the European Commission.
Isabelle Agier holds a PhD in Economics from the Pontifical Catholic University of Rio de Janeiro (PUC-Rio), Brazil. She also graduated from the ENSAE and the Paris School of Economics (France). She has spent 5 years in Rio de Janeiro, including 4 years devoted to writing her thesis on the role of credit officers and the control for discrimination against women in loan allocation. Over that period of time, she cooperated with Vivacred, a NGO specialized in providing microcredit in Rio's favelas that recently joined the national Brazilian Programme "CrediAmigo". Her research focuses on the dynamics of intra-household financial decision-making in India, in cooperation with Paris 1 University, the IRD (France), and CERMi.
Simon Cornée is assistant professor at the University of Rennes 1 (France) and researcher at the CREM CNRS. He holds a PHD in Management Science from the University of Rennes 1. His main research topics encompass financial intermediation, and more specifically financial cooperatives and social banking. He is also interested in the issues of governance and corporate financing in the context of worker/agriculture cooperatives and social enterprises. From a methodological stance, he pays attention to the decision processes and the organisational aspects with the aid of experimental and quantitative empirical tools. His papers include a publication in the Journal of Money, Credit and Banking.
He has a three-year field experience in a French social bank (Société Financière Coopérative de la Nef) and a one-month stay in a Bolivian association of MFIs (FINRURAL). He was awarded the 2006 "Finance and Sustainable" prize delivered by the FIR-EUROSIF. In 2012, he received the prize of the best PHD dissertation granted by the ADDES.
Simon Cornée was a visiting researcher at CERMi in Mons from March to April 2011.
Simon Cornée on SSRN
Emmanuelle is a lecturer at the York Management School (University of York, UK). She did her PhD on gender and micro-finance in the European Union and holds a master in research methods in contemporary sociology (University of York).
Emmanuelle's research qualitatively analyses the effects of micro-finance by looking at the working conditions and the quality of life of women who entered self-employment after having acquired a micro-credit. Her research also analyses the co-existence of different discourses on micro-finance: policy makers, practitioners, and micro-borrowers.
Emmanuelle Desmedt is a visiting researcher at CERMi in Brussels from February to May 2011.
Knar Khachatryan is currently enrolled in International PhD in Management Science programme at SKEMA Business School (Sophia-Antipolis, France) and Ecole doctorale DESPEG – Université de Nice Sophia-Antipolis (France). Her research interests are mainly related to innovations in microlending contracts, dynamic incentive mechanisms with particular focus on microsavings as well as ownership structures of Microfinance Institutions in Eastern Europe.
As accomplishment of her Master thesis entitled “Patterns of Internationalization of Microfinance Industry and its Further Implementation in Armenia” she has carried out qualitative research with MFIs operating in Armenia.
She holds a Bachelors degree in Management science from University Jean Moulin - Lyon 3 (France) and a MSc in International Business from SKEMA Business School.
Knar Khachatryan is a visiting researcher at CERMi in Mons in February 2011.
Serges P Messomo studied Management at the University of Buea, Cameroon. The theme of his thesis was the "Profil des micro entrepreneurs bénéficiaires du microcrédit entreprises des établissements de microfinance au Cameroun". His current research focuses on Microfinance in municipal management; financing of enterprises; innovation in micro enterprises and enterprise risk management; capital forms and micro enterprise. Serges was a visiting fellow in November and December 2008.
Serges P. Messomo was a visiting researcher at CERMi in Mons in November 2008
Dr Ahmad Nawaz currently works as a Research Economist at the Pakistan Institute of Development Economics in Islamabad. In the past he has taught at the Government College University (in Lahore) and also worked as a planning officer in the Govt. of Punjab. His research interests are primarily related to the public policy and ethical issues in microfinance with particular focus on the sustainability issues. He has also carried out research and consultancy sponsored by the UNDP, JICA and GDN. He holds a Bachelors degree from the Government College Lahore, a Masters from the University of Manchester and a Doctorate in Economics from the University of Goettingen in Germany.
Dr Ahmad Nawaz was a visiting researcher at CERMi in Brussels in July and August 2010.
Joakim Sandberg is Associate Professor of Practical Philosophy at University of Gothenburg, Sweden. He has a broad background in both philosophy in business studies. Joakim received his Ph.D. in Philosophy in 2008. Since then, he has been active as both teacher and researcher in both the philosophy department and at international business schools. Joakim was a visiting scholar at University of Birmingham in 2009, and at Solvay Brussels School of Economics and Management in 2011.
Joakim’s main academic interests are applied political philosophy and applied ethics, especially business ethics. His recent work has focused on how to get financial institutions (such as banks and pension funds) to take a stronger responsibility for the societal and environmental effects of their activities. But he is also interested in the individual case, that is, to what extent consumers (like you and me) have a duty to buy more responsible and sustainable goods and services. Joakim has won numerous international awards and scholarships for his research, and he has published articles in journals such as Journal of Applied Philosophy, Journal of Business Ethics and Business Ethics Quarterly.
Dr. Joakim Sandberg has been a visiting researcher at CERMi in Brussels on several occasions in 2011 and 2012.